Cybersecurity in digital payments in rural businesses: protecting card readers, POS terminals and online payments in small businesses

Article - DIGIS 3

In Castilla y León, more and more rural businesses are incorporating digital payments to improve the customer experience and adapt to new ways of consumption. Card readers, point-of-sale terminals (POS) and online payment platforms are no longer exclusive to large stores: they are also present in bakeries, pharmacies, rural accommodation and small local businesses. 

This advance brings great benefits: speed, convenience, accounting control and access to customers who prefer cashless payment. However, it also poses a crucial challenge: cybersecurity

Challenges for small rural businesses 

  • Digital fraud and data theft: cybercriminals can intercept transactions or steal credentials. 

  • Lack of training and resources: many businesses do not have specialised security personnel. 

  • Use of vulnerable devices: POS terminals or card readers without updates can become a gateway to attacks. 

  • Insecure connections: open or poorly protected Wi-Fi networks increase the risk of intrusion. 

Best practices and solutions

  1. Update POS terminals and card readers: always keep the latest software and firmware versions installed.

  2. Secure, encrypted network: separate the payment network from the customer network or internal business network.

  3. Strong authentication systems: apply two-factor verification on online payment platforms.

  4. Payment monitoring: regularly review unusual transactions and alerts.

  5. Staff training: train staff in detecting fraud attempts and in the responsible use of passwords.

How DIGIS3 helps

DIGIS3 supports rural SMEs in their secure digitalisation:

  • We carry out digital maturity assessments to identify risks.

  • We offer training and workshops on applied cybersecurity and online payments.

  • We put businesses in touch with reliable digital solution providers.

  •  We provide guidance on accessing financing for investment in technological security.

The digitization of payments is an opportunity to improve the competitiveness of rural SMEs. With adequate cybersecurity measures, it is possible to protect both businesses and their customers.

Automate, accelerate, and move forward with DIGIS3

We are here to help you

The change starts with this conversation.

We are just one click away to help you.

Or if you prefer, contact us through:

info@digis3.eu

+ 34 622 48 39 75

Ricardo S. Alonso Rincón

IP European Innovation Hub

Complete our contact form and take the first step towards a digital transformation effective, simple, and supported.

CAPTCHA
Enter the characters shown in the image.
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

DIGIS3, coordinado por la FUNDACIÓN INSTITUTO INTERNACIONAL DE INVESTIGACIÓN EN INTELIGENCIA ARTIFICIAL Y CIENCIAS DE LA COMPUTACIÓN, tratará los datos personales facilitados a través de este formulario con la finalidad de gestionar la participación en los servicio de DIGIS3, cuyo objetivo es poner en contacto a organizaciones, empresas y profesionales interesados en establecer colaboraciones estratégicas en el ámbito de la innovación tecnológica, la digitalización y la transferencia de conocimiento.
La base jurídica que legitima este tratamiento es el consentimiento expreso de la persona interesada (art. 6.1.a del Reglamento (UE) 2016/679 RGPD), prestado de forma libre, específica, informada e inequívoca mediante la marcación de la casilla correspondiente.
Los datos podrán ser comunicados, en su caso, a entidades participantes en DIGIS3 o a otras organizaciones interesadas en establecer contacto profesional o colaborar en proyectos conjuntos, exclusivamente en el marco del servicio solicitado, y siempre conforme a las finalidades descritas en nuestra política de privacidad.
Puede ejercer sus derechos de acceso, rectificación, supresión, oposición, limitación del tratamiento y portabilidad, así como retirar su consentimiento en cualquier momento, enviando una solicitud a la dirección de correo electrónico indicada en nuestra Política de Privacidad. Asimismo, tiene derecho a presentar una reclamación ante la Agencia Española de Protección de Datos (www.aepd.es) si considera que el tratamiento no se ajusta a la normativa vigente.